Saturday, 17 September 2011

German Cash machines


I had occasion to use a German ATM this week. When I entered my card I was give the following options

1. 500 Euro

2. 400 Euro

3. 300 Euro

4. 200 Euro

5. 100 Euro

6. Another amount

Needing cash for a bus ticket I selected “another amount” and was offered multiples of 50 Euro notes. This raised a couple of questions for me such as who takes the equivalent of £435.00 out of a cash point, why do Germans carry so much cash around with them anyway.

Thursday, 8 September 2011

Beach by the Bahnhof


This is becoming more common all over Europe, a totally man made beach by a river. In this case it is next to Berlin Hauptbahnhof and the “beach” is an outdoor nightclub with a different theme every night of the week. Given the winter weather in Berlin I assume they bag up their beach and put it into storage until next year.

Sunday, 14 August 2011

Value for money ..... or not?

It was time for the annual holiday in Scotland recently; we make the journey from London in a single day with a stop in a North Yorkshire village for lunch. This time we stopped in a small cafe where they were advertising a special deal of a bottle of wine for £2.50 if two people bought an evening meal. I can work out if was going to be an incredibly good deal or an undrinkable bottle of wine



Top temperature 48.5C

A recent visit to a Middle Eastern country in Summer lead to some VERY high temperatures it apparently reached a top temperature of 48.5C...... or did it!! I later learnt from one of the people that I was with that there is a law where everyone can go home from work when the temperature reaches 49C. In order that no one ever gets the day off work the maximum temperature in the country is 48.5C when it goes above that figure the temperature becomes a “perceived temperature”. I understand that the airport had a temperature of 51C on that day of my visit but that the thermometers were wrong and in fact it was only 48.5C after all.

Tuesday, 2 August 2011

The civil service, value for money ?

As a person who works in the private sector I have long held the view that the Civil service in the UK is a necessary evil. And should be as small as possible to remain effective, if it ever was effective!

Having spoken to a number of people in public service over the years they seems, as a generalisation, to not understand that they are a cost to the economy and they need to be as efficient as possible. It appears to be almost impossible to lose your job and no one is accountable for failure and you are encouraged to spend money left in your budget regardless of the need to do so. I could go on but my blood pressure would go up, the story below does nothing to change my view

No tax reminder for thousands as HMRC runs out of paper

Filed under: Taxes

You might have thought the taxman had managed every possible variation on the stupid mistake. However, it has just come up with another. Hundreds of thousands of people have yet to receive a reminder about the tax they are due to pay this month, because HMRC ran out of paper.

So what does this mean for them... and for you?
The mistake
The crunch point is the end of this month, as 31st July is the payment date for those people who complete a self-assessment form. They have to pay half at the end of the year and the other half by the end of July.

HMRC sends out reminder letters indicating what is due, and hammering home the expensive danger of missing the deadline - and the fines and interest that can be imposed on anyone missing the deadline or failing to pay.

However, this year HMRC failed to order enough of the paper it needed in order to print the letters, so hundreds of thousands will not be getting a letter until well after the deadline.

Apparently the problem was that the number of statements due to be printed has soared and no-one told the genius tasked with ordering the paper. It's just the kind of seamless internal communications we would expect from the government, and the level of competence in particular we have come to expect from HMRC.

Thursday, 7 July 2011

Pointing out the obvious

You hear about labelling like this but it stunned me to actually see this on a packet of cashews. The warning next to it stated that the packet contained nuts.

Saturday, 2 July 2011

Different transport


Working in the Aviation industry i find myself on a lot of aircraft, yesterday I was on a train journey for the first time in a couple of years. Criticising the rail network is a national sport in the UK, High fares, low service and overcrowding and three regular complaints.

I booked to travel from London to Birmingham 5 days in advance on Virgin West Coast, The fare was £45 in Standard class or £55 in First class, it was a bit of a “no brainer” decision on what to choose. The fare into London on the connecting train was £17 and we got nothing other than a seat. On arrival in Euston I transferred to Virgin, the carriage was almost empty and as we pulled away from Euston I was offered coffee shortly thereafter my breakfast order was taken and it arrived (on a plate not just in a foil tray) with orange juice toast and more coffee. I arrived in Birmingham an hour and 10 minutes after leaving London very refreshed and ready to go. Contrast this with all the hassle of security at airports and the packaged food, I must travel by train more often.